Terms of Use

Using this website

By using this website, you agree to these terms. If you do not agree, do not use the site. You must use the site lawfully and must not attempt to disrupt it, gain unauthorised access, submit malicious material, scrape it in a way that harms availability, or misuse forms and accounts.

Information, tools, and availability

Website content is general information, not professional legal, financial, or accounting advice. Browser tools provide mechanical calculations or transformations from the values you enter. Check important outputs independently before relying on them.

We may correct, update, suspend, or remove content and features. We do not promise uninterrupted access, permanent availability, or error-free output.

Enquiries and services

Submitting a form, receiving a reply, or discussing a proposal does not by itself create a client relationship. Project scope, responsibilities, fees, timing, intellectual-property terms, and service levels apply only when recorded in a separate written agreement accepted by the relevant parties.

Content and third-party services

Unless stated otherwise, Harmita owns or licenses the site design, copy, and original materials. You may view the site for personal or internal business evaluation, but may not republish or sell its content without permission. Product names and trademarks belong to their respective owners.

Links and references to third-party platforms are provided for context. Those services have their own terms, privacy practices, prices, and availability, which Harmita does not control.

Responsibility and governing terms

To the extent permitted by applicable law, Harmita is not responsible for indirect or consequential loss arising solely from use of this public website or its free tools. Nothing in these terms excludes responsibility that cannot legally be excluded. Any signed service agreement takes priority for the work it covers.

A signed service agreement may specify the governing law and dispute process for that engagement. Otherwise, applicable law determines those questions; this website notice does not select a jurisdiction or court. We may update these terms by publishing a revised date on this page.